Why You Should Use Your Dental Benefits Before They Expire
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As the year 2023 winds down, it's crucial to remember an often-overlooked aspect of your healthcare routine: your unused dental benefits. Dr. Ryan Martz at Gardens Cosmetic and Family Dentistry in Las Vegas, NV, emphasizes maximizing these benefits. Whether you are covered by dental insurance or have a flexible spending account, fully utilizing your benefits is financially savvy and critical for maintaining your oral health.
What happens to unused dental benefits?
Most dental insurance plans are structured on a yearly basis, meaning your benefits reset at the end of each year. Most unused benefits do not roll over to the next year. This can mean losing out on valuable dental coverage, including preventive care services, which are often fully covered by insurance plans. By not using these benefits, you're essentially leaving free money on the table, money that you've already invested in through your insurance premiums.
What common services are typically covered by dental insurance?
Understanding the scope of services covered by your dental insurance can significantly enhance your ability to maximize your benefits. Dental insurance plans typically cover a wide range of services. These often include preventive care such as routine cleanings, exams, and x-rays, which are vital for maintaining oral health. Beyond preventive care, many plans also cover basic procedures like fillings, extractions, and sometimes even more extensive work such as root canals and crowns. It’s crucial to review your specific plan to understand the full extent of what's covered, as this can help you plan your dental care effectively, ensuring you get the most out of your benefits before the year ends. With a clear understanding of your coverage, scheduling necessary procedures with Dr. Martz becomes a more streamlined and beneficial process.
How can preventive care save you money in the long run?
Preventive care is a cornerstone of dental health, and most dental plans cover these services at 100%. Dr. Martz and his team at Gardens Cosmetic and Family Dentistry encourage regular check-ups and cleanings, which are key to preventing more costly and complex dental issues down the line. Regular visits can help catch problems early when they're easier and less expensive to treat.
What tips can help you maximize your dental plan?
- Schedule routine check-ups: Book your appointments for cleanings and exams. These are usually covered by insurance and essential for maintaining oral health.
- Review your plan: Understand what your insurance covers. This can include restorative procedures or orthodontics in addition to preventive care.
- Consider timing for major procedures: If you're nearing your annual maximum, plan major procedures across two benefit periods to maximize coverage.
- Use your flexible spending account: If you have an FSA, remember these funds can expire. Use them for eligible dental expenses.
Schedule your dental appointment in Las Vegas, NV
Gardens Cosmetic and Family Dentistry in Las Vegas, NV, understands the urgency of using your dental benefits before they expire. Whether it's a routine cleaning, a necessary procedure, or using your flexible spending account, make the most of your dental plan. People in Las Vegas, Henderson, Boulder City, and Paradise, NV, should contact Dr. Ryan Martz today to schedule an appointment and ensure their oral health is in favorable condition as they head into the new year. Remember, it's not just about saving money; it's about investing in your long-term dental health.